From buying a new car to planning a vacation, you never know when you’re going to need cash.  Lake Community Bank offers consumer loans with competitive interest rates and a variety of terms that will fit your budget and fulfill your dreams.


As your financial goals change, so do your funding needs. Whether you need short or long term financing, we will work with you to find a loan option that is right for you.

  • Personal Loans
    • A Personal Loan is a sensible way to finance lifestyle events that are important to you.  They are a superior alternative to credit cards and take the guess work out of funding a new car, vacations, home improvements or any other special need you may have.
  • Home Mortgages (through Tradition Mortgage, LLC)
    • Fixed-Rate
    • Adjustable
    • Balloon / Reset
    • Government Programs
  • Home Improvement
    • Our home equity loan will allow you to borrow money against the equity in your home to finance major expenses such as home improvements, consolidate debt or pay medical bills.
  • Deposit Secured Loans
    • We offer loans secured by your Savings or Certificate of Deposit Account as a convenient way for you to build credit or borrow funds at a lower rate.
  • Loan-O-Matic
    • This overdraft protection line of credit is attached to your checking account and automatically transfers funds should your account become overdrawn.










Quick Links

Account Comparison

Type of Loan

Deposit Secured

Home Equity and Lines of Credit

Personal Loans

Ideal For

Individuals that want to build or re-build their credit or borrow funds at a lower rate

Individuals who want an easy, flexible way to put the equity in their home to work for them

Individuals that want an easy, flexible way to get a one-time, specific need loan

Use of Proceeds

Personal expenses

  • Home improvements
  • Debt consolidation
  • Education costs
  • Vacations
  • Any other special need
  • New and used autos
  • RV’s, ATV’s, Boats
  • Vacations
  • Any other special need


 Flexible payment terms based on your individual need 


Options to automatically make payments from your account

Benefits to Borrower

  • Long-term financing
  • Low interest rates
  • Build credit history 

 Click here to e-mail a request for more information on consumer loans.


To apply for a loan, Please download the following application:
AcrobatConsumer Loan Application

Print it out, fill it in and mail, fax or bring it in to us at:

Lake Community Bank 1964 West Wayzata Blvd. Long Lake, MN 55356-0636 Fax: 952-473-0282

PLEASE NOTE: This application requires Adobe Acrobat Reader to view or print