DEPOSIT PRODUCTS

Business Checking

Business Plus Checking

This account is designed for businesses with medium to high transaction activity.  The account requires no minimum balance and an earnings credit can offset monthly maintenance fees.  You can manage your account 24 hours a day using our online banking services.  Additional services such as ACH Origination and wire transactions can be incorporated into your account package, subject to approval requirements. 

Business Limited Checking

This flexible and convenient account designed for small business customers, features a low minimum balance.  You can manage your account 24 hours a day using our online banking services.  Additional services such as ACH Origination and wire transactions can be incorporated into your account package, subject to approval requirements.   

Business Interest Checking (Non-Profit / Sole Proprietorships Only)

This account is designed for business owners that want to earn interest on their account balances.   A low minimum balance is required to avoid monthly maintenance fees.  You can manage your account 24 hours a day using our online banking services.  Additional services such as ACH Origination and wire transactions can be incorporated into your account package, subject to approval requirements.    

 

 

 

 

 

 

 

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Account Comparison 

 Description

 Business Plus Checking

Business Limited Checking

Business Interest Checking

Minimum Opening Balance

$100

$100

$100

Minimum Balance Required to Avoid Fees

None

$500

$1,000

Monthly Maintenance Fee

$12.00 plus .15 debit or credit.  Earnings credit applies towards maintenance fee.

$10.00, .25 only applies after 40 free debits or credits.

$10.00, .25 only applies after 40 free debits or credits.

Earns Interest

(average available statement balance)

No

No

Yes / Tiered

Minimum balance to earn interest

Not Applicable

Not Applicable

None

BillPay-e Plus

Free first 15 items and .40 per item thereafter

Free first 15 items and .40 per item thereafter

Free first 15 items and .40 per item thereafter

If you have questions about this account, please Contact one of our Relationship Managers; otherwise refer above for an account comparison and Apply Now.

Business Savings

Business Interest Savings

This account is designed for businesses that want lower minimum balance requirements but still earn interest.  As an added convenience, you can establish an auto transfer into your business checking account to avoid costly overdraft fees. 

Business Money Market Savings

This account featrues a tiered interest rate, so you earn more interest as your account balance increases.   

Account Comparison 

Description

Business Interest Savings*

Business Money Market Savings

Minimum Opening Balance

$100

$100

Minimum Balance Required to Avoid Fees

$1,500

$5,000

Monthly Maintenance Fee

$12.00

$12.00

Withdrawals Fee (after 6 per month)

$5.00

$5.00

Earns Interest

(average available statement balance)

Yes

(compounded and paid quarterly)

Yes / Tiered

(compounded and paid monthly)

Minimum Balance to Earn Interest

No

No

 If you have questions about this account, please Contact one of our Relationship Managers; otherwise refer above for an account comparison and Apply Now.

* Federal Regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions, and preauthorized transfers on all savings accounts to six (6) per month, but unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM, or for loan payments at our bank.