SAVING ACCOUNTS

Personal Savings

This account has low minimum balance requirements and earns interest.  This account can be used to protect your checking account from costly overdraft fees by taking advantage of the automatic transfer feature.    Frequency of monthly withdrawals are subject to regulatory limits.   

Money Market Savings

This account has higher balance requirements but offers a tiered rate system that allows you to earn more interest as your balance increases.   This account can be used to protect your checking account from costly overdraft fees by taking advantage of the automatic transfer feature.   Frequency of monthly withdrawals are subject to regulatory limits. 

 

 

 

 

 

 

 

 

 

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Account Comparison 

Description

Personal Savings*

Money Market Savings*

Minimum opening balance

$100

$1,500

Minimum balance required to avoid maintenance fee

$200

$1,500

Monthly maintenance fee

$2

$12

Earns Interest on Average Daily Statement Balance

Yes

Compound and paid quarterly

Yes/tiered

Compounded and paid monthly

Withdrawal fees (after 6 per month)

$2

$2

 

If under 17 years of age, no balance requirement or fees apply.

 

If you have questions about this account, please contact one of our Relationship Managers (Contact Us); or Apply Now.

* Federal Regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions, and preauthorized transfers on all savings accounts to six (6) per month, but unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM, or for loan payments at our bank.